The Solutions Approach is based on the tenets of conventional Financial Planning. Financial Planning is nothing but planning for a wholesome life. Education, marriage, buying a house, starting a business and planning for retirement are goals that are a part of people’s timeline. Financial planning ensures that people are well poised when these events confront them in the journey of life.It is quite evident that no single product can solve an investor’s challenge. There is a need to look beyond products. The only way to address the bigger challenges of life is to invest based on the principles of financial planning.